{"schema_version":"secwatch.filing_event.v1","accession":"0001751783-21-000032","form_type":"8-K","ticker":"RBKB","cik":"0001751783","company_name":"Rhinebeck Bancorp, Inc.","filed_at":"2021-07-29T23:59:59+00:00","discovered_at":"2026-05-14T18:04:19.488120+00:00","generated_at":"2026-06-30T01:07:16.137239+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Rhinebeck Bancorp reports Q2 net income $2.6M, up 90% YoY; provision credit of $1.1M","bullets":["Net income Q2 2021 $2.6M ($0.24 diluted) vs $1.4M a year ago; H1 net income $5.9M ($0.54 diluted), up 143%.","Provision for loan losses swung to a $1.1M credit in Q2 from $2.3M expense in Q2 2020; credit $1.2M for H1.","Total assets $1.21B (+7.2% from Dec 2020); deposits $1.03B (+10.5%); capital ratios strong (T1 Leverage 9.69%).","Completed branch acquisition from ConnectOne Bank assumed $33.9M deposits; PPP loans $74.3M outstanding at June 30.","Non-interest expense rose 31.2% to $8.9M in Q2 due to branch expansion, salaries, and a reserve for indirect auto compliance."],"urls":{"canonical":"https://secwatch.observer/filing/0001751783-21-000032","json":"https://secwatch.observer/filing/0001751783-21-000032.json","markdown":"https://secwatch.observer/filing/0001751783-21-000032.md","text":"https://secwatch.observer/filing/0001751783-21-000032.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1751783/000175178321000032/0001751783-21-000032-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1751783/000175178321000032/rbkb-20210729x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-30T01:07:16.137239+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}