{"schema_version":"secwatch.filing_event.v1","accession":"0001751783-24-000049","form_type":"8-K","ticker":"RBKB","cik":"0001751783","company_name":"Rhinebeck Bancorp, Inc.","filed_at":"2024-12-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:09.468264+00:00","generated_at":"2026-05-28T23:20:40.959540+00:00","sec_items":["2.02","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Rhinebeck Bancorp sells $21M more securities, takes $4.1M loss; expects $0.04 EPS gain","bullets":["Sold additional $21M of available-for-sale securities in December 2024, following $71M in September.","Recognized $4.1M pre-tax loss; proceeds reinvested at 4.44% yield vs 1.37% sold (3.06% higher).","Projected to increase EPS by $0.04 and net interest margin by 0.04% over next 12 months.","Weighted average life of portfolio reduced from 6.2 years to 1.8 years; bank remains well capitalized.","Expects improved earnings starting Q1 2025, increased liquidity for commercial loan growth."],"urls":{"canonical":"https://secwatch.observer/filing/0001751783-24-000049","json":"https://secwatch.observer/filing/0001751783-24-000049.json","markdown":"https://secwatch.observer/filing/0001751783-24-000049.md","text":"https://secwatch.observer/filing/0001751783-24-000049.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1751783/000175178324000049/0001751783-24-000049-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1751783/000175178324000049/rbkb-20241226x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-28T23:20:40.959540+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}