{"schema_version":"secwatch.filing_event.v1","accession":"0001753926-25-001856","form_type":"8-K","ticker":"HOV","cik":"0000357294","company_name":"HOVNANIAN ENTERPRISES INC","filed_at":"2025-12-04T23:59:59+00:00","discovered_at":"2026-05-14T18:02:41.756016+00:00","generated_at":"2026-05-16T14:57:56.675710+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Hovnanian reports Q4 net loss of $0.7M; revenue down 16.5% YoY; completes $900M debt refinancing","bullets":["Q4 total revenues $817.9M (within guidance), vs $979.6M same quarter last year; full year $2.98B vs $3.00B.","Net loss $0.7M ($0.51 diluted EPS) vs net income $94.3M ($12.79) a year ago; full year net income $63.9M ($7.43).","Homebuilding gross margin (after charges) fell to 10.7% from 18.0% due to $19.4M land charges and $33.5M extinguishment loss.","Adjusted EBITDA Q4 $88.6M (above guidance high end) vs $159.0M prior year; full year $299.1M vs $455.6M.","Completed $900M unsecured notes (8.0% due 2031, 8.375% due 2033) to redeem secured debt, extending maturities and reducing annual interest by $12M."],"urls":{"canonical":"https://secwatch.observer/filing/0001753926-25-001856","json":"https://secwatch.observer/filing/0001753926-25-001856.json","markdown":"https://secwatch.observer/filing/0001753926-25-001856.md","text":"https://secwatch.observer/filing/0001753926-25-001856.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/357294/000175392625001856/0001753926-25-001856-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/357294/000175392625001856/hov-20251204.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T14:57:56.675710+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}