{"schema_version":"secwatch.filing_event.v1","accession":"0001753926-26-001118","form_type":"8-K","ticker":"CLRO","cik":"0000840715","company_name":"CLEARONE INC","filed_at":"2026-07-01T20:20:44+00:00","discovered_at":"2026-07-01T20:22:01.360883+00:00","generated_at":"2026-07-01T20:22:09.447491+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"ClearOne enters $1M loan agreement with First Finance at 11% interest, 6-month maturity","bullets":["Loan up to $1,000,000 in aggregate; initial tranche of $500,000 advanced on June 30, 2026.","Interest rate of 11% per annum, calculated on a 360-day basis; overdue interest compounds.","Maturity date is December 30, 2026 (six months from June 30, 2026), unless extended by mutual agreement.","Proceeds to be used for general working capital purposes; prepayment permitted without penalty.","Customary events of default include payment failure (10 business day cure) and insolvency events."],"urls":{"canonical":"https://secwatch.observer/filing/0001753926-26-001118","json":"https://secwatch.observer/filing/0001753926-26-001118.json","markdown":"https://secwatch.observer/filing/0001753926-26-001118.md","text":"https://secwatch.observer/filing/0001753926-26-001118.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/840715/000175392626001118/0001753926-26-001118-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/840715/000175392626001118/clro-20260701.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-01T20:22:09.447491+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}