{"schema_version":"secwatch.filing_event.v1","accession":"0001753926-26-001940","form_type":"8-K","ticker":"CLRO","cik":"0000840715","company_name":"CLEARONE INC","filed_at":"2026-10-15T01:08:57+00:00","discovered_at":"2026-10-15T10:10:00.304196+00:00","generated_at":"2026-10-15T10:10:32.132958+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"confidence":"high","headline":"ClearOne borrows $200K from First Finance in non-interest-bearing, unsecured loan for working capital","bullets":["Loan principal is $200,000, unsecured and non-interest bearing, including during an event of default; no interest accrues on overdue amounts.","No fixed maturity: repayment date to be determined and mutually agreed in writing by ClearOne and First Finance Ltd.","First Finance advanced the $200,000 on October 7, 2026; agreement executed October 14, 2026 by CFO Simon Brewer and lender President/Director Andrew Hromyk.","ClearOne may prepay all or part at any time without notice, bonus or penalty; proceeds intended for general working capital.","Defaults include payment failure with a five-business-day cure period, bankruptcy, receivership, liquidation or assignment for creditors; some trigger automatic acceleration."],"urls":{"canonical":"https://secwatch.observer/filing/0001753926-26-001940","json":"https://secwatch.observer/filing/0001753926-26-001940.json","markdown":"https://secwatch.observer/filing/0001753926-26-001940.md","text":"https://secwatch.observer/filing/0001753926-26-001940.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/840715/000175392626001940/0001753926-26-001940-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/840715/000175392626001940/clro-20261014.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-15T10:10:32.132958+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}