---
schema_version: "secwatch.filing_event.v1"
accession: "0001753926-26-001940"
form_type: "8-K"
ticker: "CLRO"
cik: "0000840715"
company_name: "CLEARONE INC"
filed_at: "2026-10-15T01:08:57+00:00"
generated_at: "2026-10-15T10:10:32.132958+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.3
calibrated_materiality_score: 0.3
confidence: "high"
source: SEC EDGAR
---

# ClearOne borrows $200K from First Finance in non-interest-bearing, unsecured loan for working capital

## Summary
- Loan principal is $200,000, unsecured and non-interest bearing, including during an event of default; no interest accrues on overdue amounts.
- No fixed maturity: repayment date to be determined and mutually agreed in writing by ClearOne and First Finance Ltd.
- First Finance advanced the $200,000 on October 7, 2026; agreement executed October 14, 2026 by CFO Simon Brewer and lender President/Director Andrew Hromyk.
- ClearOne may prepay all or part at any time without notice, bonus or penalty; proceeds intended for general working capital.
- Defaults include payment failure with a five-business-day cure period, bankruptcy, receivership, liquidation or assignment for creditors; some trigger automatic acceleration.

## SEC filing metadata
- accession: 0001753926-26-001940
- form_type: 8-K
- ticker: CLRO
- cik: 0000840715
- company_name: CLEARONE INC
- filed_at: 2026-10-15T01:08:57+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.3
- calibrated_materiality_score: 0.3
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/840715/000175392626001940/0001753926-26-001940-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/840715/000175392626001940/clro-20261014.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001753926-26-001940
- JSON: https://secwatch.observer/filing/0001753926-26-001940.json
- Plain text: https://secwatch.observer/filing/0001753926-26-001940.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.