{"schema_version":"secwatch.filing_event.v1","accession":"0001766478-25-000098","form_type":"8-K","ticker":"AOMR","cik":"0001766478","company_name":"Angel Oak Mortgage REIT, Inc.","filed_at":"2025-10-15T23:59:59+00:00","discovered_at":"2026-05-14T18:02:40.365787+00:00","generated_at":"2026-05-17T03:46:21.204691+00:00","sec_items":["8.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.35,"calibrated_materiality_score":0.35,"confidence":"high","headline":"Angel Oak Mortgage REIT reduces interest rate spread on financing facility with Global Investment Bank 2","bullets":["Interest rate pricing spread lowered from 1.75%-3.35% to 1.65%-2.40% based on collateral type and loan status.","Amendment effective October 10, 2025; includes updates to Market Value, Pricing Rate, and Purchase Price Percentage definitions.","FICO eligibility threshold amended: mortgage loans with FICO <660 limited to 15% of total asset value.","Amendment also removes HELOCs from eligible mortgage loan definition in Schedule 1."],"urls":{"canonical":"https://secwatch.observer/filing/0001766478-25-000098","json":"https://secwatch.observer/filing/0001766478-25-000098.json","markdown":"https://secwatch.observer/filing/0001766478-25-000098.md","text":"https://secwatch.observer/filing/0001766478-25-000098.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1766478/000176647825000098/0001766478-25-000098-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1766478/000176647825000098/aomr-20251010.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T03:46:21.204691+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}