---
schema_version: "secwatch.filing_event.v1"
accession: "0001766478-25-000098"
form_type: "8-K"
ticker: "AOMR"
cik: "0001766478"
company_name: "Angel Oak Mortgage REIT, Inc."
filed_at: "2025-10-15T23:59:59+00:00"
generated_at: "2026-05-17T03:46:21.204691+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.35
calibrated_materiality_score: 0.35
confidence: "high"
source: SEC EDGAR
---

# Angel Oak Mortgage REIT reduces interest rate spread on financing facility with Global Investment Bank 2

## Summary
- Interest rate pricing spread lowered from 1.75%-3.35% to 1.65%-2.40% based on collateral type and loan status.
- Amendment effective October 10, 2025; includes updates to Market Value, Pricing Rate, and Purchase Price Percentage definitions.
- FICO eligibility threshold amended: mortgage loans with FICO <660 limited to 15% of total asset value.
- Amendment also removes HELOCs from eligible mortgage loan definition in Schedule 1.

## SEC filing metadata
- accession: 0001766478-25-000098
- form_type: 8-K
- ticker: AOMR
- cik: 0001766478
- company_name: Angel Oak Mortgage REIT, Inc.
- filed_at: 2025-10-15T23:59:59+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.35
- calibrated_materiality_score: 0.35
- confidence: high
- sec_items: 8.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1766478/000176647825000098/0001766478-25-000098-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1766478/000176647825000098/aomr-20251010.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001766478-25-000098
- JSON: https://secwatch.observer/filing/0001766478-25-000098.json
- Plain text: https://secwatch.observer/filing/0001766478-25-000098.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.