{"schema_version":"secwatch.filing_event.v1","accession":"0001767837-22-000023","form_type":"8-K","ticker":"RMBI","cik":"0001767837","company_name":"Richmond Mutual Bancorporation, Inc.","filed_at":"2022-10-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:52.039493+00:00","generated_at":"2026-06-23T01:41:42.243724+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"RMBI Q3 EPS $0.29, down 6.5% QoQ; loans up 9.9% YTD, NIM falls to 3.39%","bullets":["Net income $3.2M ($0.29 diluted EPS) vs $3.5M ($0.31) Q2'22 and $3.1M ($0.27) Q3'21; EPS -6.5% QoQ, +7.4% YoY.","Net interest margin narrowed to 3.39% from 3.45% Q2'22 and 3.42% Q3'21 due to faster liability cost growth.","Loans and leases, net, grew $82.6M (9.9%) YTD to $915.5M; total deposits up $58.5M (6.5%) to $958.6M.","Stockholders' equity fell $55.5M (30.8%) to $125.0M since Dec 2021, driven by $54M AOCI hit and $9.6M buybacks.","Company repurchased 45,689 shares at avg $14.17 in Q3; 1.14M shares remain under repurchase program."],"urls":{"canonical":"https://secwatch.observer/filing/0001767837-22-000023","json":"https://secwatch.observer/filing/0001767837-22-000023.json","markdown":"https://secwatch.observer/filing/0001767837-22-000023.md","text":"https://secwatch.observer/filing/0001767837-22-000023.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1767837/000176783722000023/0001767837-22-000023-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1767837/000176783722000023/rmbi-20221020.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-23T01:41:42.243724+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}