{"schema_version":"secwatch.filing_event.v1","accession":"0001767837-23-000002","form_type":"8-K","ticker":"RMBI","cik":"0001767837","company_name":"Richmond Mutual Bancorporation, Inc.","filed_at":"2023-01-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:46.465863+00:00","generated_at":"2026-06-20T08:23:18.698542+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Richmond Mutual Bancorp Q4 net income $3.3M ($0.31 EPS), full year $13.0M","bullets":["Q4 2022 net income $3.3M ($0.31 diluted EPS); full year net income $13.0M ($1.17), up 17.1% YoY.","Net interest margin 3.33% in Q4, vs 3.39% in Q3 and 3.31% in Q4 2021.","Loans and leases, net, grew 15.5% YoY to $961.7M; deposits up 11.7% to $1.0B.","No provision for loan losses in Q4; net charge-offs $143K vs net recoveries $259K in Q4 2021.","Repurchased 18,178 shares at avg $13.11 in Q4; additional 10,292 shares after quarter end."],"urls":{"canonical":"https://secwatch.observer/filing/0001767837-23-000002","json":"https://secwatch.observer/filing/0001767837-23-000002.json","markdown":"https://secwatch.observer/filing/0001767837-23-000002.md","text":"https://secwatch.observer/filing/0001767837-23-000002.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1767837/000176783723000002/0001767837-23-000002-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1767837/000176783723000002/rmbi-20230126.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T08:23:18.698542+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"4cd3f4d61faef3a8f8444dbd0c9000e16be9593f","claim":"Richmond Mutual Bancorporation, Inc. reported the fourth quarter of 2022 results: net income $3.3 million, EPS $0.31 diluted earnings per share.","evidence_excerpt":"today announced net income of $3.3 million, or $0.31 diluted earnings per share, for the fourth quarter of 2022","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1767837/000176783723000002/0001767837-23-000002-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fourth quarter of 2022"},{"label":"Net income","value":"$3.3 million"},{"label":"EPS","value":"$0.31 diluted earnings per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"6755d63bbffaf24bbf3eb53f05f669faa77c4a6d","claim":"Richmond Mutual Bancorporation, Inc. reported the year ended December 31, 2022 results: net income $13.0 million, EPS $1.17 diluted earnings per share.","evidence_excerpt":"Net income was $13.0 million, or $1.17 diluted earnings per share for the year ended December 31, 2022","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1767837/000176783723000002/0001767837-23-000002-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the year ended December 31, 2022"},{"label":"Net income","value":"$13.0 million"},{"label":"EPS","value":"$1.17 diluted earnings per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}