secwatch.observer — SEC 8-K summary
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Issuer:     Richmond Mutual Bancorporation, Inc. (RMBI)
CIK:        0001767837
Form:       8-K
Filed at:   2023-01-26T23:59:59+00:00
Accession:  0001767837-23-000002
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Richmond Mutual Bancorp Q4 net income $3.3M ($0.31 EPS), full year $13.0M
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- Q4 2022 net income $3.3M ($0.31 diluted EPS); full year net income $13.0M ($1.17), up 17.1% YoY.
- Net interest margin 3.33% in Q4, vs 3.39% in Q3 and 3.31% in Q4 2021.
- Loans and leases, net, grew 15.5% YoY to $961.7M; deposits up 11.7% to $1.0B.
- No provision for loan losses in Q4; net charge-offs $143K vs net recoveries $259K in Q4 2021.
- Repurchased 18,178 shares at avg $13.11 in Q4; additional 10,292 shares after quarter end.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1767837/000176783723000002/0001767837-23-000002-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1767837/000176783723000002/rmbi-20230126.htm
  HTML page:      https://secwatch.observer/filing/0001767837-23-000002

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer