{"schema_version":"secwatch.filing_event.v1","accession":"0001767837-25-000001","form_type":"8-K","ticker":"RMBI","cik":"0001767837","company_name":"Richmond Mutual Bancorporation, Inc.","filed_at":"2025-01-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:04.788551+00:00","generated_at":"2026-05-27T15:05:55.867563+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Richmond Mutual Q4 2024 net income $2.5M ($0.24 EPS); net interest margin 2.70%","bullets":["Net income $2.5M ($0.24 diluted EPS) flat vs Q3 2024, up from $1.9M ($0.19) in Q4 2023.","Net interest income $9.9M, up 4.6% QoQ and 5.7% YoY; net interest margin 2.70% vs 2.60% QoQ.","Loans and leases net $1.2B, up 6.3% YoY; nonperforming loans improved to 0.58% from 0.72% YoY.","Repurchased 133,858 shares at avg $13.95 in Q4; 472,944 shares remain under buyback program.","Deposits $1.1B, up 5.1% YoY; uninsured deposits estimated at 22.7% of total excluding collateralized public deposits."],"urls":{"canonical":"https://secwatch.observer/filing/0001767837-25-000001","json":"https://secwatch.observer/filing/0001767837-25-000001.json","markdown":"https://secwatch.observer/filing/0001767837-25-000001.md","text":"https://secwatch.observer/filing/0001767837-25-000001.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1767837/000176783725000001/0001767837-25-000001-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1767837/000176783725000001/rmbi-20250123.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T15:05:55.867563+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}