{"schema_version":"secwatch.filing_event.v1","accession":"0001781755-24-000091","form_type":"8-K","ticker":"BWIN","cik":"0001781755","company_name":"Baldwin Insurance Group, Inc.","filed_at":"2024-11-04T23:59:59+00:00","discovered_at":"2026-05-14T18:03:09.586308+00:00","generated_at":"2026-05-30T06:13:09.909902+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Baldwin Group Q3 2024: revenue $338.9M, organic growth 14%; adj. EPS $0.33, +14% YoY","bullets":["Total revenue $338.9M (+11% YoY); organic revenue growth of 14%.","GAAP net loss $14.5M ($0.13 diluted loss); adjusted diluted EPS $0.33, +14% YoY.","Adjusted EBITDA $72.8M (+14%); margin 21.5%, +60 bps YoY.","Nine months 2024: revenue $1.1B (+13%), adjusted diluted EPS $1.23 (+26%).","Cash $181.8M with $600.0M revolver borrowing capacity as of Sept. 30, 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0001781755-24-000091","json":"https://secwatch.observer/filing/0001781755-24-000091.json","markdown":"https://secwatch.observer/filing/0001781755-24-000091.md","text":"https://secwatch.observer/filing/0001781755-24-000091.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1781755/000178175524000091/0001781755-24-000091-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1781755/000178175524000091/bwin-20241104.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T06:13:09.909902+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}