{"schema_version":"secwatch.filing_event.v1","accession":"0001781755-25-000015","form_type":"8-K","ticker":"BWIN","cik":"0001781755","company_name":"Baldwin Insurance Group, Inc.","filed_at":"2025-02-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:04.831282+00:00","generated_at":"2026-05-26T04:51:02.000996+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Baldwin Insurance Q4 revenue +16% YoY; organic +19%; adj EPS +93% to $0.27","bullets":["Total revenue $329.9M (+16% YoY); organic revenue growth 19%.","GAAP net loss $34.8M, diluted loss $0.31; adjusted diluted EPS $0.27 (+93%).","Adjusted EBITDA $63.2M (+38%); margin 19.1% (310 bps expansion).","Full year 2024 revenue $1.4B (+14%), organic 17%; adj EBITDA margin 22.5% (+200 bps).","Adjusted free cash flow $134.9M (+97% YoY); cash and availability $736.1M."],"urls":{"canonical":"https://secwatch.observer/filing/0001781755-25-000015","json":"https://secwatch.observer/filing/0001781755-25-000015.json","markdown":"https://secwatch.observer/filing/0001781755-25-000015.md","text":"https://secwatch.observer/filing/0001781755-25-000015.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1781755/000178175525000015/0001781755-25-000015-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1781755/000178175525000015/bwin-20250225.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-26T04:51:02.000996+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}