---
schema_version: "secwatch.filing_event.v1"
accession: "0001781755-25-000015"
form_type: "8-K"
ticker: "BWIN"
cik: "0001781755"
company_name: "Baldwin Insurance Group, Inc."
filed_at: "2025-02-25T23:59:59+00:00"
generated_at: "2026-05-26T04:51:02.000996+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Baldwin Insurance Q4 revenue +16% YoY; organic +19%; adj EPS +93% to $0.27

## Summary
- Total revenue $329.9M (+16% YoY); organic revenue growth 19%.
- GAAP net loss $34.8M, diluted loss $0.31; adjusted diluted EPS $0.27 (+93%).
- Adjusted EBITDA $63.2M (+38%); margin 19.1% (310 bps expansion).
- Full year 2024 revenue $1.4B (+14%), organic 17%; adj EBITDA margin 22.5% (+200 bps).
- Adjusted free cash flow $134.9M (+97% YoY); cash and availability $736.1M.

## SEC filing metadata
- accession: 0001781755-25-000015
- form_type: 8-K
- ticker: BWIN
- cik: 0001781755
- company_name: Baldwin Insurance Group, Inc.
- filed_at: 2025-02-25T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1781755/000178175525000015/0001781755-25-000015-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1781755/000178175525000015/bwin-20250225.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001781755-25-000015
- JSON: https://secwatch.observer/filing/0001781755-25-000015.json
- Plain text: https://secwatch.observer/filing/0001781755-25-000015.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.