secwatch.observer — SEC 8-K summary
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Issuer:     Baldwin Insurance Group, Inc. (BWIN)
CIK:        0001781755
Form:       8-K
Filed at:   2025-02-25T23:59:59+00:00
Accession:  0001781755-25-000015
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Baldwin Insurance Q4 revenue +16% YoY; organic +19%; adj EPS +93% to $0.27
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- Total revenue $329.9M (+16% YoY); organic revenue growth 19%.
- GAAP net loss $34.8M, diluted loss $0.31; adjusted diluted EPS $0.27 (+93%).
- Adjusted EBITDA $63.2M (+38%); margin 19.1% (310 bps expansion).
- Full year 2024 revenue $1.4B (+14%), organic 17%; adj EBITDA margin 22.5% (+200 bps).
- Adjusted free cash flow $134.9M (+97% YoY); cash and availability $736.1M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1781755/000178175525000015/0001781755-25-000015-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1781755/000178175525000015/bwin-20250225.htm
  HTML page:      https://secwatch.observer/filing/0001781755-25-000015

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer