{"schema_version":"secwatch.filing_event.v1","accession":"0001781755-25-000107","form_type":"8-K","ticker":"BWIN","cik":"0001781755","company_name":"Baldwin Insurance Group, Inc.","filed_at":"2025-11-04T23:59:59+00:00","discovered_at":"2026-05-14T18:02:40.435524+00:00","generated_at":"2026-05-17T00:40:37.766595+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Baldwin Insurance Q3 revenue up 8% to $365.4M but net loss of $30.2M; adj. EPS $0.31","bullets":["GAAP net loss of $30.2M, diluted loss per share $0.27; adjusted diluted EPS $0.31 (-6% YoY).","Total revenue $365.4M (+8% YoY); organic revenue growth 5%.","Adjusted EBITDA $72.5M (flat YoY); margin 19.8% vs 21.5% a year ago.","Year-to-date organic revenue growth 9%; adjusted diluted EPS $1.37 (+11% YoY).","Adjusted free cash flow Q3 $41.8M (+26% YoY); cash and equivalents $89.7M."],"urls":{"canonical":"https://secwatch.observer/filing/0001781755-25-000107","json":"https://secwatch.observer/filing/0001781755-25-000107.json","markdown":"https://secwatch.observer/filing/0001781755-25-000107.md","text":"https://secwatch.observer/filing/0001781755-25-000107.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1781755/000178175525000107/0001781755-25-000107-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1781755/000178175525000107/bwin-20251104.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T00:40:37.766595+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}