secwatch.observer — SEC 8-K summary
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Issuer:     Baldwin Insurance Group, Inc. (BWIN)
CIK:        0001781755
Form:       8-K
Filed at:   2025-11-04T23:59:59+00:00
Accession:  0001781755-25-000107
Event type: earnings
Sentiment:  neutral
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Baldwin Insurance Q3 revenue up 8% to $365.4M but net loss of $30.2M; adj. EPS $0.31
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- GAAP net loss of $30.2M, diluted loss per share $0.27; adjusted diluted EPS $0.31 (-6% YoY).
- Total revenue $365.4M (+8% YoY); organic revenue growth 5%.
- Adjusted EBITDA $72.5M (flat YoY); margin 19.8% vs 21.5% a year ago.
- Year-to-date organic revenue growth 9%; adjusted diluted EPS $1.37 (+11% YoY).
- Adjusted free cash flow Q3 $41.8M (+26% YoY); cash and equivalents $89.7M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1781755/000178175525000107/0001781755-25-000107-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1781755/000178175525000107/bwin-20251104.htm
  HTML page:      https://secwatch.observer/filing/0001781755-25-000107

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer