{"schema_version":"secwatch.filing_event.v1","accession":"0001781755-26-000015","form_type":"8-K","ticker":"BWIN","cik":"0001781755","company_name":"Baldwin Insurance Group, Inc.","filed_at":"2026-02-26T23:59:59+00:00","discovered_at":"2026-05-14T18:02:36.155769+00:00","generated_at":"2026-05-15T23:42:49.480726+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Baldwin Insurance reports full year 2025 revenue $1.5B (+8% YoY), net loss $54.2M; launches $250M buyback","bullets":["Full year revenue $1.5B, +8% YoY; organic revenue growth 7%.","GAAP net loss $54.2M ($0.50/sh); adjusted diluted EPS $1.67, +11% YoY.","Adjusted EBITDA $341.5M, margin 22.7% (+20 bps); Q4 adjusted EBITDA $69.6M (+10%).","Board authorized $250M share repurchase program; no expiration date given.","Q4 total revenue $347.3M (+5% YoY); adjusted EBITDA margin 20.1% (+100 bps)."],"urls":{"canonical":"https://secwatch.observer/filing/0001781755-26-000015","json":"https://secwatch.observer/filing/0001781755-26-000015.json","markdown":"https://secwatch.observer/filing/0001781755-26-000015.md","text":"https://secwatch.observer/filing/0001781755-26-000015.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1781755/000178175526000015/0001781755-26-000015-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1781755/000178175526000015/bwin-20260226.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T23:42:49.480726+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}