{"schema_version":"secwatch.filing_event.v1","accession":"0001781755-26-000047","form_type":"8-K","ticker":"BWIN","cik":"0001781755","company_name":"Baldwin Insurance Group, Inc.","filed_at":"2026-07-30T20:11:55+00:00","discovered_at":"2026-07-30T20:13:00.245351+00:00","generated_at":"2026-07-30T20:13:09.000315+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Baldwin Q2 revenue up 30% to $492.9M; adjusted EBITDA +37% to $116.7M","bullets":["GAAP net loss of $56.0M ($0.42 diluted loss per share); adjusted diluted EPS of $0.48, up 14% YoY.","Organic revenue growth of 2%; CAC Group total revenue growth of 23%.","Adjusted free cash flow surged 437% to $46.4M; net cash from operations $45.6M.","Year-to-date revenue $1.0B (+29%); adjusted EBITDA $254.0M (+27%).","CEO cites lapped one-time headwinds and 30% sales velocity in IAS business."],"urls":{"canonical":"https://secwatch.observer/filing/0001781755-26-000047","json":"https://secwatch.observer/filing/0001781755-26-000047.json","markdown":"https://secwatch.observer/filing/0001781755-26-000047.md","text":"https://secwatch.observer/filing/0001781755-26-000047.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1781755/000178175526000047/0001781755-26-000047-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1781755/000178175526000047/bwin-20260730.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-30T20:13:09.000315+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}