{"schema_version":"secwatch.filing_event.v1","accession":"0001783398-22-000007","form_type":"8-K","ticker":"UWMC","cik":"0001783398","company_name":"UWM Holdings Corp","filed_at":"2022-03-01T23:59:59+00:00","discovered_at":"2026-05-14T18:04:08.189046+00:00","generated_at":"2026-06-27T03:09:16.019425+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"UWM Holdings Q4 net income $239.8M on $55.2B volume; Q1 guidance $33-42B","bullets":["Net income $239.8M in Q4 2021, down from $1.4B in Q4 2020; full year net income $1.6B ($0.66 diluted EPS).","Total gain margin fell to 80 bps in Q4 from 305 bps a year ago; purchase originations surged 103% to $24.5B.","Board declared $0.10/share dividend payable April 11 to March 14 record date.","Q1 2022 guidance: production $33-$42B, gain margin 75-85 bps.","Stock buyback: 8.76M shares repurchased for $60.6M at avg $6.93 in Q4."],"urls":{"canonical":"https://secwatch.observer/filing/0001783398-22-000007","json":"https://secwatch.observer/filing/0001783398-22-000007.json","markdown":"https://secwatch.observer/filing/0001783398-22-000007.md","text":"https://secwatch.observer/filing/0001783398-22-000007.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1783398/000178339822000007/0001783398-22-000007-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1783398/000178339822000007/xbrl-20220301.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-27T03:09:16.019425+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}