---
schema_version: "secwatch.filing_event.v1"
accession: "0001783398-22-000007"
form_type: "8-K"
ticker: "UWMC"
cik: "0001783398"
company_name: "UWM Holdings Corp"
filed_at: "2022-03-01T23:59:59+00:00"
generated_at: "2026-06-27T03:09:16.019425+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# UWM Holdings Q4 net income $239.8M on $55.2B volume; Q1 guidance $33-42B

## Summary
- Net income $239.8M in Q4 2021, down from $1.4B in Q4 2020; full year net income $1.6B ($0.66 diluted EPS).
- Total gain margin fell to 80 bps in Q4 from 305 bps a year ago; purchase originations surged 103% to $24.5B.
- Board declared $0.10/share dividend payable April 11 to March 14 record date.
- Q1 2022 guidance: production $33-$42B, gain margin 75-85 bps.
- Stock buyback: 8.76M shares repurchased for $60.6M at avg $6.93 in Q4.

## SEC filing metadata
- accession: 0001783398-22-000007
- form_type: 8-K
- ticker: UWMC
- cik: 0001783398
- company_name: UWM Holdings Corp
- filed_at: 2022-03-01T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1783398/000178339822000007/0001783398-22-000007-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1783398/000178339822000007/xbrl-20220301.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001783398-22-000007
- JSON: https://secwatch.observer/filing/0001783398-22-000007.json
- Plain text: https://secwatch.observer/filing/0001783398-22-000007.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.