{"schema_version":"secwatch.filing_event.v1","accession":"0001783398-22-000022","form_type":"8-K","ticker":"UWMC","cik":"0001783398","company_name":"UWM Holdings Corp","filed_at":"2022-05-10T23:59:59+00:00","discovered_at":"2026-05-14T18:04:02.294809+00:00","generated_at":"2026-06-25T21:53:26.232216+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"UWM Q1 net income $453M, EPS $0.22, purchase volume record $19.1B, Q2 outlook $26-33B","bullets":["Net income of $453.3M (diluted EPS $0.22); Q1 2021 net income was $860.0M.","Purchase originations $19.1B (Q1 record, +56% YoY); total volume $38.8B (-21% YoY).","Total gain margin 99 bps in Q1 2022, down from 219 bps in Q1 2021.","Q2 2022 outlook: loan volume $26-33B, gain margin 75-90 bps.","Declared $0.10/share dividend, payable July 11, 2022; plus $150.2M distribution to SFS Corp."],"urls":{"canonical":"https://secwatch.observer/filing/0001783398-22-000022","json":"https://secwatch.observer/filing/0001783398-22-000022.json","markdown":"https://secwatch.observer/filing/0001783398-22-000022.md","text":"https://secwatch.observer/filing/0001783398-22-000022.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1783398/000178339822000022/0001783398-22-000022-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1783398/000178339822000022/xbrl-20220510.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-25T21:53:26.232216+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}