---
schema_version: "secwatch.filing_event.v1"
accession: "0001783398-22-000080"
form_type: "8-K"
ticker: "UWMC"
cik: "0001783398"
company_name: "UWM Holdings Corp"
filed_at: "2022-11-04T23:59:59+00:00"
generated_at: "2026-06-22T07:11:38.959711+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# UWM Q3 net income $325.6M, diluted EPS $0.13; becomes #1 overall mortgage originator

## Summary
- Total loan origination volume $33.5B, including $27.7B purchase volume (best purchase quarter ever, +24% QoQ).
- Net income $325.6M, up from $215.4M in Q2; adjusted diluted EPS $0.16; gain margin 52 bps.
- Declared $0.10/share dividend payable Jan 10, 2023; also approved $150.2M distribution to SFS Corp.
- Q4 2022 guidance: originations $19-26B, gain margin 40-70 bps.
- Ended quarter with $2.9B available liquidity; MSR UPB $306B with WAC 3.44%.

## SEC filing metadata
- accession: 0001783398-22-000080
- form_type: 8-K
- ticker: UWMC
- cik: 0001783398
- company_name: UWM Holdings Corp
- filed_at: 2022-11-04T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1783398/000178339822000080/0001783398-22-000080-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1783398/000178339822000080/xbrl-20221104.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001783398-22-000080
- JSON: https://secwatch.observer/filing/0001783398-22-000080.json
- Plain text: https://secwatch.observer/filing/0001783398-22-000080.txt

## Key facts
- Earnings Releases
  UWM Holdings Corp reported the third quarter ended September 30, 2022 results: net income $325.6 million, EPS $0.13.
  - Period: the third quarter ended September 30, 2022
  - Net income: $325.6 million
  - EPS: $0.13
  - Result: reported results
  source text: The Company reported 3Q22 net income of $325.6 million and diluted earnings per share of $0.13.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1783398/000178339822000080/0001783398-22-000080-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.