---
schema_version: "secwatch.filing_event.v1"
accession: "0001783398-23-000006"
form_type: "8-K"
ticker: "UWMC"
cik: "0001783398"
company_name: "UWM Holdings Corp"
filed_at: "2023-03-01T23:59:59+00:00"
generated_at: "2026-06-18T18:33:47.942564+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# UWM Holdings reports Q4 net loss of $62.5M, declares $0.10 dividend; Q1 guidance $16-23B volume

## Summary
- Q4 net loss $62.5M (diluted EPS -$0.03) vs net income $325.6M in Q3; full year net income $931.9M (diluted EPS $0.45).
- Q4 loan origination volume $25.1B (purchase $21.7B), down from $33.5B in Q3; full year volume $127.3B.
- Q1 2023 outlook: production $16-23B, gain margin 75-100 bps.
- Board declared $0.10/share dividend payable April 11, 2023; also $150.2M distribution to SFS Corp.
- Company remained #1 overall mortgage lender in Q4 with 11% market share and 54% wholesale share.

## SEC filing metadata
- accession: 0001783398-23-000006
- form_type: 8-K
- ticker: UWMC
- cik: 0001783398
- company_name: UWM Holdings Corp
- filed_at: 2023-03-01T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1783398/000178339823000006/0001783398-23-000006-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1783398/000178339823000006/xbrl-20230301.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001783398-23-000006
- JSON: https://secwatch.observer/filing/0001783398-23-000006.json
- Plain text: https://secwatch.observer/filing/0001783398-23-000006.txt

## Key facts
- Earnings Releases
  UWM Holdings Corp reported financial results for fourth quarter and full year ended December 31, 2022.
  - Period: fourth quarter and full year ended December 31, 2022
  - Result: reported results
  source text: On March 1, 2023, UWM Holdings Corporation, (the “Company”) issued a press release announcing its results for the fourth quarter and full year ended December 31, 2022.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1783398/000178339823000006/0001783398-23-000006-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.