{"schema_version":"secwatch.filing_event.v1","accession":"0001783398-23-000020","form_type":"8-K","ticker":"UWMC","cik":"0001783398","company_name":"UWM Holdings Corp","filed_at":"2023-05-10T23:59:59+00:00","discovered_at":"2026-05-14T18:03:40.552472+00:00","generated_at":"2026-06-15T06:49:45.971004+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"UWM Q1 net loss $138.6M; purchase volume hits record $19.2B; dividend $0.10/sh","bullets":["Q1 2023 net loss $138.6M (diluted EPS -$0.13); adjusted EBITDA $141.0M vs $60.4M in prior quarter.","Loan origination volume $22.3B (purchase $19.2B, highest Q1 purchase ever); gain margin 92 bps, up from 51 bps in Q4 2022.","Q2 2023 guidance: originations $23-$30B, gain margin 75-100 bps.","Cash dividend $0.10 per share declared, payable July 11, 2023 to holders of record June 21, 2023.","Available liquidity ~$2.9B including $1.0B cash; total equity $2.9B at March 31, 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0001783398-23-000020","json":"https://secwatch.observer/filing/0001783398-23-000020.json","markdown":"https://secwatch.observer/filing/0001783398-23-000020.md","text":"https://secwatch.observer/filing/0001783398-23-000020.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1783398/000178339823000020/0001783398-23-000020-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1783398/000178339823000020/xbrl-20230510.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-15T06:49:45.971004+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"5d1384849ac1fa9c58c8d23a0995a265ee8d1c74","claim":"UWM Holdings Corp reported the first quarter ended March 31, 2023 results: net income net loss of $138.6 million, EPS diluted loss per share of $0.13. Guidance reaffirmed.","evidence_excerpt":"UWM Holdings Corporation Announces First Quarter 2023 Results","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1783398/000178339823000020/0001783398-23-000020-index.htm","confidence":0.72,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first quarter ended March 31, 2023"},{"label":"Net income","value":"net loss of $138.6 million"},{"label":"EPS","value":"diluted loss per share of $0.13"},{"label":"Guidance","value":"reaffirmed"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}