{"schema_version":"secwatch.filing_event.v1","accession":"0001783398-23-000034","form_type":"8-K","ticker":"UWMC","cik":"0001783398","company_name":"UWM Holdings Corp","filed_at":"2023-08-09T23:59:59+00:00","discovered_at":"2026-05-14T18:03:35.217223+00:00","generated_at":"2026-06-11T22:58:47.234152+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"UWM Q2 net income $228.8M on record purchase volume $28B; declares $0.10 dividend","bullets":["Q2 loan origination volume $31.8B (purchase $28.0B record); net income $228.8M vs. Q1 loss $138.6M.","Total gain margin 88 bps vs. 92 bps Q1 and 99 bps YoY; Q3 guidance: production $26-33B, gain margin 75-100 bps.","Adjusted diluted EPS $0.11, Adjusted EBITDA $125.4M; total equity $2.9B, non-funding debt/equity 0.89.","Board declared $0.10/share dividend payable Oct 11, 2023 to holders of record Sep 20, 2023.","Available liquidity ~$2.8B; MSR portfolio $294.9B UPB with WAC 3.84%; 60+ day delinquency 0.99% vs industry 1.47%."],"urls":{"canonical":"https://secwatch.observer/filing/0001783398-23-000034","json":"https://secwatch.observer/filing/0001783398-23-000034.json","markdown":"https://secwatch.observer/filing/0001783398-23-000034.md","text":"https://secwatch.observer/filing/0001783398-23-000034.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1783398/000178339823000034/0001783398-23-000034-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1783398/000178339823000034/xbrl-20230809.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-11T22:58:47.234152+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"e89d2dccff1df200b4286aecb3ba1b8a85f453de","claim":"UWM Holdings Corp reported the second quarter ended June 30, 2023 results: net income $228.8 million, EPS $0.08.","evidence_excerpt":"The Company reported 2Q23 net income of $228.8 million, inclusive of a $24.6 million increase in fair value of MSRs and diluted earnings per share of $0.08.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1783398/000178339823000034/0001783398-23-000034-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the second quarter ended June 30, 2023"},{"label":"Net income","value":"$228.8 million"},{"label":"EPS","value":"$0.08"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}