---
schema_version: "secwatch.filing_event.v1"
accession: "0001783398-23-000034"
form_type: "8-K"
ticker: "UWMC"
cik: "0001783398"
company_name: "UWM Holdings Corp"
filed_at: "2023-08-09T23:59:59+00:00"
generated_at: "2026-06-11T22:58:47.234152+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# UWM Q2 net income $228.8M on record purchase volume $28B; declares $0.10 dividend

## Summary
- Q2 loan origination volume $31.8B (purchase $28.0B record); net income $228.8M vs. Q1 loss $138.6M.
- Total gain margin 88 bps vs. 92 bps Q1 and 99 bps YoY; Q3 guidance: production $26-33B, gain margin 75-100 bps.
- Adjusted diluted EPS $0.11, Adjusted EBITDA $125.4M; total equity $2.9B, non-funding debt/equity 0.89.
- Board declared $0.10/share dividend payable Oct 11, 2023 to holders of record Sep 20, 2023.
- Available liquidity ~$2.8B; MSR portfolio $294.9B UPB with WAC 3.84%; 60+ day delinquency 0.99% vs industry 1.47%.

## SEC filing metadata
- accession: 0001783398-23-000034
- form_type: 8-K
- ticker: UWMC
- cik: 0001783398
- company_name: UWM Holdings Corp
- filed_at: 2023-08-09T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1783398/000178339823000034/0001783398-23-000034-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1783398/000178339823000034/xbrl-20230809.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001783398-23-000034
- JSON: https://secwatch.observer/filing/0001783398-23-000034.json
- Plain text: https://secwatch.observer/filing/0001783398-23-000034.txt

## Key facts
- Earnings Releases
  UWM Holdings Corp reported the second quarter ended June 30, 2023 results: net income $228.8 million, EPS $0.08.
  - Period: the second quarter ended June 30, 2023
  - Net income: $228.8 million
  - EPS: $0.08
  - Result: reported results
  source text: The Company reported 2Q23 net income of $228.8 million, inclusive of a $24.6 million increase in fair value of MSRs and diluted earnings per share of $0.08.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1783398/000178339823000034/0001783398-23-000034-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.