{"schema_version":"secwatch.filing_event.v1","accession":"0001783398-23-000040","form_type":"8-K","ticker":"UWMC","cik":"0001783398","company_name":"UWM Holdings Corp","filed_at":"2023-11-08T23:59:59+00:00","discovered_at":"2026-05-14T18:03:30.411428+00:00","generated_at":"2026-06-08T09:58:41.445256+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"UWM Holdings Q3 net income $301M, EPS $0.15; declares $0.10 dividend","bullets":["Net income of $301.0M, diluted EPS $0.15; adjusted net income $234.7M, adjusted diluted EPS N/A (anti-dilutive).","Loan origination volume $29.7B (purchase $25.9B); gain margin 97 bps vs 88 bps in Q2 and 52 bps in Q3 2022.","Adjusted EBITDA $112.1M vs $(1.4)M in Q3 2022; total equity $3.1B.","Cash dividend of $0.10/share declared, payable Jan 11, 2024 to holders of record Dec 20, 2023.","Q4 2023 outlook: production $19-26B, gain margin 75-100 bps; full year production guidance $103-110B."],"urls":{"canonical":"https://secwatch.observer/filing/0001783398-23-000040","json":"https://secwatch.observer/filing/0001783398-23-000040.json","markdown":"https://secwatch.observer/filing/0001783398-23-000040.md","text":"https://secwatch.observer/filing/0001783398-23-000040.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1783398/000178339823000040/0001783398-23-000040-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1783398/000178339823000040/xbrl-20231108.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-08T09:58:41.445256+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"059b591a051cb71ec98fe020db13dfea3766ce9b","claim":"UWM Holdings Corp reported the third quarter ended September 30, 2023 results: net income Net income of $301.0 million, EPS diluted earnings per share of $0.15.","evidence_excerpt":"UWM Holdings Corporation Announces Third Quarter 2023 Results Third Quarter Net Income of $301.0 Million.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1783398/000178339823000040/0001783398-23-000040-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the third quarter ended September 30, 2023"},{"label":"Net income","value":"Net income of $301.0 million"},{"label":"EPS","value":"diluted earnings per share of $0.15"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}