---
schema_version: "secwatch.filing_event.v1"
accession: "0001783398-23-000040"
form_type: "8-K"
ticker: "UWMC"
cik: "0001783398"
company_name: "UWM Holdings Corp"
filed_at: "2023-11-08T23:59:59+00:00"
generated_at: "2026-06-08T09:58:41.445256+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# UWM Holdings Q3 net income $301M, EPS $0.15; declares $0.10 dividend

## Summary
- Net income of $301.0M, diluted EPS $0.15; adjusted net income $234.7M, adjusted diluted EPS N/A (anti-dilutive).
- Loan origination volume $29.7B (purchase $25.9B); gain margin 97 bps vs 88 bps in Q2 and 52 bps in Q3 2022.
- Adjusted EBITDA $112.1M vs $(1.4)M in Q3 2022; total equity $3.1B.
- Cash dividend of $0.10/share declared, payable Jan 11, 2024 to holders of record Dec 20, 2023.
- Q4 2023 outlook: production $19-26B, gain margin 75-100 bps; full year production guidance $103-110B.

## SEC filing metadata
- accession: 0001783398-23-000040
- form_type: 8-K
- ticker: UWMC
- cik: 0001783398
- company_name: UWM Holdings Corp
- filed_at: 2023-11-08T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1783398/000178339823000040/0001783398-23-000040-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1783398/000178339823000040/xbrl-20231108.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001783398-23-000040
- JSON: https://secwatch.observer/filing/0001783398-23-000040.json
- Plain text: https://secwatch.observer/filing/0001783398-23-000040.txt

## Key facts
- Earnings Releases
  UWM Holdings Corp reported the third quarter ended September 30, 2023 results: net income Net income of $301.0 million, EPS diluted earnings per share of $0.15.
  - Period: the third quarter ended September 30, 2023
  - Net income: Net income of $301.0 million
  - EPS: diluted earnings per share of $0.15
  - Result: reported results
  source text: UWM Holdings Corporation Announces Third Quarter 2023 Results Third Quarter Net Income of $301.0 Million.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1783398/000178339823000040/0001783398-23-000040-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.