{"schema_version":"secwatch.filing_event.v1","accession":"0001783398-24-000036","form_type":"8-K","ticker":"UWMC","cik":"0001783398","company_name":"UWM Holdings Corp","filed_at":"2024-08-06T23:59:59+00:00","discovered_at":"2026-05-14T18:03:14.509181+00:00","generated_at":"2026-05-31T12:23:17.408322+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"UWM Holdings Q2 net income falls to $76.3M; originations up to $33.6B","bullets":["Q2 net income $76.3M ($0.03 EPS) vs $180.5M in Q1 2024 and $228.8M in Q2 2023.","Loan origination volume $33.6B, up from $27.6B in Q1 and $31.8B in Q2 2023.","Adjusted EBITDA $133.1M compared to $101.5M in Q1 and $125.4M in Q2 2023.","Board declared $0.10 dividend per share payable Oct 10 to holders of record Sep 19; $150.2M distribution to SFS Corp.","Q3 guidance: origination volume $31-$38B, gain margin 85-110 bps."],"urls":{"canonical":"https://secwatch.observer/filing/0001783398-24-000036","json":"https://secwatch.observer/filing/0001783398-24-000036.json","markdown":"https://secwatch.observer/filing/0001783398-24-000036.md","text":"https://secwatch.observer/filing/0001783398-24-000036.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1783398/000178339824000036/0001783398-24-000036-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1783398/000178339824000036/xbrl-20240806.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T12:23:17.408322+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}