---
schema_version: "secwatch.filing_event.v1"
accession: "0001783398-24-000041"
form_type: "8-K"
ticker: "UWMC"
cik: "0001783398"
company_name: "UWM Holdings Corp"
filed_at: "2024-11-07T23:59:59+00:00"
generated_at: "2026-05-30T03:43:08.628327+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# UWM Q3 net income $31.9M (down 89% YoY); originations $39.5B; declares $0.10 dividend

## Summary
- Q3 net income $31.9M vs $301M in Q3 2023; diluted EPS -$0.06 (adjusted EPS $0.01).
- Loan origination volume $39.5B (up 33% YoY), including $26.2B purchase; total gain margin 118 bps.
- Adjusted EBITDA $107.2M vs $112.1M in Q3 2023.
- Q4 guidance: originations $34-41B, gain margin 85-110 bps.
- Board declares $0.10 dividend payable Jan 9, 2025; approves $144M distribution to SFS Corp.

## SEC filing metadata
- accession: 0001783398-24-000041
- form_type: 8-K
- ticker: UWMC
- cik: 0001783398
- company_name: UWM Holdings Corp
- filed_at: 2024-11-07T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1783398/000178339824000041/0001783398-24-000041-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1783398/000178339824000041/xbrl-20241107.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001783398-24-000041
- JSON: https://secwatch.observer/filing/0001783398-24-000041.json
- Plain text: https://secwatch.observer/filing/0001783398-24-000041.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.