---
schema_version: "secwatch.filing_event.v1"
accession: "0001783398-25-000004"
form_type: "8-K"
ticker: "UWMC"
cik: "0001783398"
company_name: "UWM Holdings Corp"
filed_at: "2025-02-26T23:59:59+00:00"
generated_at: "2026-05-26T03:46:38.341285+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# UWM Q4 net income $40.6M, full year $329.4M; declares $0.10 dividend

## Summary
- Q4 net income $40.6M ($0.02 diluted EPS) vs net loss $461.0M in Q4 2023. FY net income $329.4M vs loss $69.8M.
- Loan origination volume Q4 $38.7B, total gain margin 105 bps; FY volume $139.4B, margin 110 bps.
- Board declared $0.10/share dividend, payable April 10, 2025 to holders of record March 20, 2025 (17th consecutive quarterly).
- Q1 2025 guidance: origination volume $28-35B, gain margin 90-115 bps.
- Purchase originations record $96.1B in 2024; refinance volume tripled to $43.4B.

## SEC filing metadata
- accession: 0001783398-25-000004
- form_type: 8-K
- ticker: UWMC
- cik: 0001783398
- company_name: UWM Holdings Corp
- filed_at: 2025-02-26T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1783398/000178339825000004/0001783398-25-000004-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1783398/000178339825000004/xbrl-20250226.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001783398-25-000004
- JSON: https://secwatch.observer/filing/0001783398-25-000004.json
- Plain text: https://secwatch.observer/filing/0001783398-25-000004.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.