secwatch.observer — SEC 8-K summary
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Issuer:     UWM Holdings Corp (UWMC)
CIK:        0001783398
Form:       8-K
Filed at:   2025-02-26T23:59:59+00:00
Accession:  0001783398-25-000004
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

UWM Q4 net income $40.6M, full year $329.4M; declares $0.10 dividend
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- Q4 net income $40.6M ($0.02 diluted EPS) vs net loss $461.0M in Q4 2023. FY net income $329.4M vs loss $69.8M.
- Loan origination volume Q4 $38.7B, total gain margin 105 bps; FY volume $139.4B, margin 110 bps.
- Board declared $0.10/share dividend, payable April 10, 2025 to holders of record March 20, 2025 (17th consecutive quarterly).
- Q1 2025 guidance: origination volume $28-35B, gain margin 90-115 bps.
- Purchase originations record $96.1B in 2024; refinance volume tripled to $43.4B.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1783398/000178339825000004/0001783398-25-000004-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1783398/000178339825000004/xbrl-20250226.htm
  HTML page:      https://secwatch.observer/filing/0001783398-25-000004

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