---
schema_version: "secwatch.filing_event.v1"
accession: "0001783398-25-000040"
form_type: "8-K"
ticker: "UWMC"
cik: "0001783398"
company_name: "UWM Holdings Corp"
filed_at: "2025-09-16T23:59:59+00:00"
generated_at: "2026-05-17T06:31:11.431346+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# UWM Holdings issues $1.0B of 6.250% senior notes due 2031

## Summary
- UWM Holdings LLC issued $1.0B in 6.250% senior notes due March 15, 2031, at 100% par.
- Interest payable semi-annually starting March 15, 2026; notes mature March 15, 2031.
- Notes are unsecured, senior obligations, guaranteed by United Wholesale Mortgage.
- Redemption options include make-whole prior to March 2028; thereafter at step-down prices from 103.125% to 100%.
- Indenture includes covenants limiting additional indebtedness, restricted payments, mergers, and liens.

## SEC filing metadata
- accession: 0001783398-25-000040
- form_type: 8-K
- ticker: UWMC
- cik: 0001783398
- company_name: UWM Holdings Corp
- filed_at: 2025-09-16T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1783398/000178339825000040/0001783398-25-000040-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1783398/000178339825000040/xbrl-20250916.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001783398-25-000040
- JSON: https://secwatch.observer/filing/0001783398-25-000040.json
- Plain text: https://secwatch.observer/filing/0001783398-25-000040.txt

## Key facts
- Debt Financings
  UWM Holdings Corp incurred senior notes of $1.0 billion with U.S. Bank Trust Company, National Association at 6.250% maturing March 15, 2031.
  - Instrument: senior notes
  - Principal: $1.0 billion
  - Counterparty: U.S. Bank Trust Company, National Association
  - Rate: 6.250%
  - Maturity: March 15, 2031
  - Event: incurrence
  source text: On September 16, 2025, subsidiaries of UWM Holdings Corporation, UWM Holdings, LLC (“UWM Holdings LLC”), as issuer, United Wholesale Mortgage, LLC (“UWM”), as guarantor, and U.S. Bank Trust Company, National Association, as trustee, executed an indenture (the “Indenture”) pursuant to which UWM Holdings LLC issued $1.0 billion aggregate principal amount of 6.250% senior unsecured notes due 2031 (the “2031 Senior Notes”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/1783398/000178339825000040/0001783398-25-000040-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.