secwatch.observer — SEC 8-K summary
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Issuer:     UWM Holdings Corp (UWMC)
CIK:        0001783398
Form:       8-K
Filed at:   2025-11-06T23:59:59+00:00
Accession:  0001783398-25-000045
Event type: earnings
Sentiment:  neutral
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

UWM Q3 originations $41.7B (largest since 2021), net income $12.1M, declares $0.10 dividend
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- Q3 loan origination volume $41.7B vs $39.7B in Q2 and $39.5B in Q3 2024; largest quarterly originations since 2021.
- Total revenue $843.3M, net income $12.1M ($0.01 diluted EPS loss), adjusted EBITDA $211.1M.
- Refinance originations surged to $16.5B from $12.4B in Q2; total gain margin 130 bps vs 113 bps in Q2.
- Q4 2025 guidance: originations $43-50B, gain margin 105-130 bps.
- Board declared Q4 cash dividend of $0.10/share, payable Jan 8, 2026 to holders of record Dec 18, 2025.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1783398/000178339825000045/0001783398-25-000045-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1783398/000178339825000045/xbrl-20251106.htm
  HTML page:      https://secwatch.observer/filing/0001783398-25-000045

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer