---
schema_version: "secwatch.filing_event.v1"
accession: "0001783398-26-000010"
form_type: "8-K"
ticker: "UWMC"
cik: "0001783398"
company_name: "UWM Holdings Corp"
filed_at: "2026-02-25T23:59:59+00:00"
generated_at: "2026-05-16T00:24:02.127568+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# UWM Q4 net income $164.5M on $49.6B originations; dividend $0.10; Two Harbors acquisition pending

## Summary
- Q4 total revenue $945.2M, net income $164.5M, adjusted EBITDA $232.8M.
- Loan origination volume $49.6B in Q4, highest quarterly volume since 2021; full year $163.4B.
- Board declared $0.10 per share dividend payable Apr 9, 2026 to holders of record Mar 19.
- Announces agreement to acquire Two Harbors Investment Corp. (TWO) in all-stock transaction.
- Full year 2025 net income $244.0M vs $329.4M in 2024; gain margin improved to 116 bps from 110 bps.

## SEC filing metadata
- accession: 0001783398-26-000010
- form_type: 8-K
- ticker: UWMC
- cik: 0001783398
- company_name: UWM Holdings Corp
- filed_at: 2026-02-25T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1783398/000178339826000010/0001783398-26-000010-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1783398/000178339826000010/xbrl-20260225.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001783398-26-000010
- JSON: https://secwatch.observer/filing/0001783398-26-000010.json
- Plain text: https://secwatch.observer/filing/0001783398-26-000010.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.