{"schema_version":"secwatch.filing_event.v1","accession":"0001784535-24-000015","form_type":"8-K","ticker":"PRCH","cik":"0001784535","company_name":"Porch Group, Inc.","filed_at":"2024-03-07T23:59:59+00:00","discovered_at":"2026-05-14T18:03:25.519346+00:00","generated_at":"2026-06-05T01:45:14.210809+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Porch Group Q4 revenue $114.6M (+79% YoY); swings to $11.7M Adj. EBITDA vs -$13.3M loss","bullets":["Revenue $114.6M (+79% YoY); GAAP net loss narrowed to $2.5M from $35.5M in Q4 2022.","Adjusted EBITDA $11.7M, a $25M improvement from -$13.3M loss in Q4 2022.","Insurance segment: gross written premium $112M, ~310k policies; gross loss ratio 36%, combined 49%.","Cash and investments $397.6M at year-end; approved in 13 states to use property data in pricing.","Launched new SaaS products: title software, HVAC micro-warranty, back office software for inspectors."],"urls":{"canonical":"https://secwatch.observer/filing/0001784535-24-000015","json":"https://secwatch.observer/filing/0001784535-24-000015.json","markdown":"https://secwatch.observer/filing/0001784535-24-000015.md","text":"https://secwatch.observer/filing/0001784535-24-000015.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1784535/000178453524000015/0001784535-24-000015-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1784535/000178453524000015/prch-20240307.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-05T01:45:14.210809+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"5e0f348bf76a7e02ae4b1459c9385fda432c2672","claim":"Porch Group, Inc. reported fourth quarter ended December 31, 2023 results: revenue $114.6 million, net income GAAP net loss of $2.5 million.","evidence_excerpt":"or “the Company”) (NASDAQ: PRCH), a homeowners insurance and vertical software platform, today reported fourth quarter results ended December 31, 2023, with total revenue of $114.6 million, which increased 79% compared to the prior year. GAAP net loss of $2.5 million, an improvement from $35.5 million GAAP net loss in the prior year and Adjusted EBI TDA of $11.7","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1784535/000178453524000015/0001784535-24-000015-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"fourth quarter ended December 31, 2023"},{"label":"Revenue","value":"$114.6 million"},{"label":"Net income","value":"GAAP net loss of $2.5 million"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}