{"schema_version":"secwatch.filing_event.v1","accession":"0001784535-25-000093","form_type":"8-K","ticker":"PRCH","cik":"0001784535","company_name":"Porch Group, Inc.","filed_at":"2025-08-05T23:59:59+00:00","discovered_at":"2026-05-14T18:02:44.980385+00:00","generated_at":"2026-05-17T20:53:45.881693+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Porch Q2 beats expectations; Adj EBITDA $15.6M, raises FY guidance","bullets":["Porch Shareholder Interest revenue $107.0M; Adj EBITDA $15.6M (improved $50.4M YoY); Gross Profit $89.2M (+431% YoY).","Raised FY2025 guidance: revenue $405M-$425M, Gross Profit $328M-$342M, Adj EBITDA $65M-$70M (mid-point up $2.5M).","Reciprocal surplus $299.2M (up $259M YoY); Written Premium $120.7M on 42.5K policies; 24.2K software companies at $3,974 ARR.","Repurchased $11.8M of 2026 Notes at 96.5% par; total convertible debt outstanding $487.9M; cash & investments $117.5M."],"urls":{"canonical":"https://secwatch.observer/filing/0001784535-25-000093","json":"https://secwatch.observer/filing/0001784535-25-000093.json","markdown":"https://secwatch.observer/filing/0001784535-25-000093.md","text":"https://secwatch.observer/filing/0001784535-25-000093.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1784535/000178453525000093/0001784535-25-000093-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1784535/000178453525000093/prch-20250805.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T20:53:45.881693+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}