---
schema_version: "secwatch.filing_event.v1"
accession: "0001784535-25-000093"
form_type: "8-K"
ticker: "PRCH"
cik: "0001784535"
company_name: "Porch Group, Inc."
filed_at: "2025-08-05T23:59:59+00:00"
generated_at: "2026-05-17T20:53:45.881693+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Porch Q2 beats expectations; Adj EBITDA $15.6M, raises FY guidance

## Summary
- Porch Shareholder Interest revenue $107.0M; Adj EBITDA $15.6M (improved $50.4M YoY); Gross Profit $89.2M (+431% YoY).
- Raised FY2025 guidance: revenue $405M-$425M, Gross Profit $328M-$342M, Adj EBITDA $65M-$70M (mid-point up $2.5M).
- Reciprocal surplus $299.2M (up $259M YoY); Written Premium $120.7M on 42.5K policies; 24.2K software companies at $3,974 ARR.
- Repurchased $11.8M of 2026 Notes at 96.5% par; total convertible debt outstanding $487.9M; cash & investments $117.5M.

## SEC filing metadata
- accession: 0001784535-25-000093
- form_type: 8-K
- ticker: PRCH
- cik: 0001784535
- company_name: Porch Group, Inc.
- filed_at: 2025-08-05T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1784535/000178453525000093/0001784535-25-000093-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1784535/000178453525000093/prch-20250805.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001784535-25-000093
- JSON: https://secwatch.observer/filing/0001784535-25-000093.json
- Plain text: https://secwatch.observer/filing/0001784535-25-000093.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.