---
schema_version: "secwatch.filing_event.v1"
accession: "0001784535-25-000102"
form_type: "8-K"
ticker: "PRCH"
cik: "0001784535"
company_name: "Porch Group, Inc."
filed_at: "2025-11-05T23:59:59+00:00"
generated_at: "2026-05-17T00:21:28.879881+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Porch Group Q3 beats; raises FY 2025 Gross Profit and Adjusted EBITDA guidance

## Summary
- Q3 revenue $115.1M; Adjusted EBITDA $20.6M, up $3.7M YoY, exceeding expectations.
- Porch Shareholder Interest gross profit $94.2M, up 53% YoY; net loss attributable to Porch $(10.9)M.
- Full-year FY 2025 guidance raised: Revenue $410-420M, Gross Profit $335-340M, Adjusted EBITDA $70M (midpoint).
- Insurance Services driven strong quoting activity; Reciprocal surplus + non-admitted assets $412M, up $341.5M YoY.
- Cash flow from operations for Porch Shareholder Interest $28.8M in Q3; $70.9M YTD; used $68M to repurchase convertible notes.

## SEC filing metadata
- accession: 0001784535-25-000102
- form_type: 8-K
- ticker: PRCH
- cik: 0001784535
- company_name: Porch Group, Inc.
- filed_at: 2025-11-05T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1784535/000178453525000102/0001784535-25-000102-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1784535/000178453525000102/prch-20251105.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001784535-25-000102
- JSON: https://secwatch.observer/filing/0001784535-25-000102.json
- Plain text: https://secwatch.observer/filing/0001784535-25-000102.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.