secwatch.observer — SEC 8-K summary
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Issuer:     Porch Group, Inc. (PRCH)
CIK:        0001784535
Form:       8-K
Filed at:   2025-11-05T23:59:59+00:00
Accession:  0001784535-25-000102
Event type: earnings
Sentiment:  positive
Materiality: 0.85
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Porch Group Q3 beats; raises FY 2025 Gross Profit and Adjusted EBITDA guidance
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- Q3 revenue $115.1M; Adjusted EBITDA $20.6M, up $3.7M YoY, exceeding expectations.
- Porch Shareholder Interest gross profit $94.2M, up 53% YoY; net loss attributable to Porch $(10.9)M.
- Full-year FY 2025 guidance raised: Revenue $410-420M, Gross Profit $335-340M, Adjusted EBITDA $70M (midpoint).
- Insurance Services driven strong quoting activity; Reciprocal surplus + non-admitted assets $412M, up $341.5M YoY.
- Cash flow from operations for Porch Shareholder Interest $28.8M in Q3; $70.9M YTD; used $68M to repurchase convertible notes.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1784535/000178453525000102/0001784535-25-000102-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1784535/000178453525000102/prch-20251105.htm
  HTML page:      https://secwatch.observer/filing/0001784535-25-000102

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