{"schema_version":"secwatch.filing_event.v1","accession":"0001784535-26-000028","form_type":"8-K","ticker":"PRCH","cik":"0001784535","company_name":"Porch Group, Inc.","filed_at":"2026-04-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.900708+00:00","generated_at":"2026-05-15T02:59:20.703258+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Porch Group Q1 revenue $109.4M, Adj EBITDA $19.7M; raises full-year guidance","bullets":["Q1 2026 revenue $109.4M (Porch Shareholder Interest); consolidated revenue $121.1M. Net loss $(4.7)M, Adj EBITDA $19.7M.","Insurance Services revenue up 50% YoY to $74.7M; segment Adj EBITDA $27.5M.","Reciprocal Written Premium $114.5M (+18% YoY); Policies Written 48.0k (+33% YoY).","Cash & investments $134.1M; convertible debt $475.1M outstanding; share repurchase completed (0.3M shares for $2.5M).","Company raised full-year 2026 guidance after Q1 exceeded expectations; management confident in premium-scaling targets."],"urls":{"canonical":"https://secwatch.observer/filing/0001784535-26-000028","json":"https://secwatch.observer/filing/0001784535-26-000028.json","markdown":"https://secwatch.observer/filing/0001784535-26-000028.md","text":"https://secwatch.observer/filing/0001784535-26-000028.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1784535/000178453526000028/0001784535-26-000028-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1784535/000178453526000028/prch-20260428.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T02:59:20.703258+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"b23ffadd79198b9f890245efba8bd4928f656d5e","claim":"Porch Group, Inc. reported first quarter ended March 31, 2026 results: revenue $109.4 million, net income $(4.7) million. Guidance raised.","evidence_excerpt":"Porch generated for shareholders 1 first quarter 2026 revenue of $109.4 million. Net loss attributable to Porch was $(4.7) million, and Adjusted EBITDA was $19.7 million.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1784535/000178453526000028/0001784535-26-000028-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter ended March 31, 2026"},{"label":"Revenue","value":"$109.4 million"},{"label":"Net income","value":"$(4.7) million"},{"label":"Guidance","value":"raised"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}