---
schema_version: "secwatch.filing_event.v1"
accession: "0001784535-26-000028"
form_type: "8-K"
ticker: "PRCH"
cik: "0001784535"
company_name: "Porch Group, Inc."
filed_at: "2026-04-28T23:59:59+00:00"
generated_at: "2026-05-15T02:59:20.703258+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Porch Group Q1 revenue $109.4M, Adj EBITDA $19.7M; raises full-year guidance

## Summary
- Q1 2026 revenue $109.4M (Porch Shareholder Interest); consolidated revenue $121.1M. Net loss $(4.7)M, Adj EBITDA $19.7M.
- Insurance Services revenue up 50% YoY to $74.7M; segment Adj EBITDA $27.5M.
- Reciprocal Written Premium $114.5M (+18% YoY); Policies Written 48.0k (+33% YoY).
- Cash & investments $134.1M; convertible debt $475.1M outstanding; share repurchase completed (0.3M shares for $2.5M).
- Company raised full-year 2026 guidance after Q1 exceeded expectations; management confident in premium-scaling targets.

## SEC filing metadata
- accession: 0001784535-26-000028
- form_type: 8-K
- ticker: PRCH
- cik: 0001784535
- company_name: Porch Group, Inc.
- filed_at: 2026-04-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1784535/000178453526000028/0001784535-26-000028-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1784535/000178453526000028/prch-20260428.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001784535-26-000028
- JSON: https://secwatch.observer/filing/0001784535-26-000028.json
- Plain text: https://secwatch.observer/filing/0001784535-26-000028.txt

## Key facts
- Earnings Releases
  Porch Group, Inc. reported first quarter ended March 31, 2026 results: revenue $109.4 million, net income $(4.7) million. Guidance raised.
  - Period: first quarter ended March 31, 2026
  - Revenue: $109.4 million
  - Net income: $(4.7) million
  - Guidance: raised
  - Result: reported results
  source text: Porch generated for shareholders 1 first quarter 2026 revenue of $109.4 million. Net loss attributable to Porch was $(4.7) million, and Adjusted EBITDA was $19.7 million.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1784535/000178453526000028/0001784535-26-000028-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.