{"schema_version":"secwatch.filing_event.v1","accession":"0001784535-26-000046","form_type":"8-K","ticker":"PRCH","cik":"0001784535","company_name":"Porch Group, Inc.","filed_at":"2026-07-29T20:14:53+00:00","discovered_at":"2026-07-29T20:16:07.321504+00:00","generated_at":"2026-07-29T20:18:06.345556+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Porch Group Q2 revenue $140.9M (+12% YoY), net income $5.6M, raises guidance","bullets":["Consolidated revenue $140.9M (+12% YoY); Porch-Owned Segments Revenue $131.8M (+23% YoY).","Net income attributable to Porch $5.6M; Adjusted EBITDA (Excluding Reciprocal) $39.1M (+150% YoY).","Insurance Services revenue $92.9M (+38% YoY); Reciprocal Policies Written up 38% YoY.","Raised full-year guidance across all metrics after Q2 beat.","Reciprocal statutory surplus $169.9M (+33% YoY); capacity supports premium growth."],"urls":{"canonical":"https://secwatch.observer/filing/0001784535-26-000046","json":"https://secwatch.observer/filing/0001784535-26-000046.json","markdown":"https://secwatch.observer/filing/0001784535-26-000046.md","text":"https://secwatch.observer/filing/0001784535-26-000046.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1784535/000178453526000046/0001784535-26-000046-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1784535/000178453526000046/prch-20260729.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-29T20:18:06.345556+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}