---
schema_version: "secwatch.filing_event.v1"
accession: "0001784535-26-000046"
form_type: "8-K"
ticker: "PRCH"
cik: "0001784535"
company_name: "Porch Group, Inc."
filed_at: "2026-07-29T20:14:53+00:00"
generated_at: "2026-07-29T20:18:06.345556+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Porch Group Q2 revenue $140.9M (+12% YoY), net income $5.6M, raises guidance

## Summary
- Consolidated revenue $140.9M (+12% YoY); Porch-Owned Segments Revenue $131.8M (+23% YoY).
- Net income attributable to Porch $5.6M; Adjusted EBITDA (Excluding Reciprocal) $39.1M (+150% YoY).
- Insurance Services revenue $92.9M (+38% YoY); Reciprocal Policies Written up 38% YoY.
- Raised full-year guidance across all metrics after Q2 beat.
- Reciprocal statutory surplus $169.9M (+33% YoY); capacity supports premium growth.

## SEC filing metadata
- accession: 0001784535-26-000046
- form_type: 8-K
- ticker: PRCH
- cik: 0001784535
- company_name: Porch Group, Inc.
- filed_at: 2026-07-29T20:14:53+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1784535/000178453526000046/0001784535-26-000046-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1784535/000178453526000046/prch-20260729.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001784535-26-000046
- JSON: https://secwatch.observer/filing/0001784535-26-000046.json
- Plain text: https://secwatch.observer/filing/0001784535-26-000046.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.