earnings
confidence high
sentiment positive
materiality 0.75
BILL Q3 FY25 core rev $320.3M (+14% YoY), net loss $11.6M; Q4 core rev guided $335-$345M
BILL Holdings, Inc.
2025-Q3 EPS
reported -$0.09
vs consensus $0.52
▼ miss
(-117.3%)
- Q3 total revenue $358.2M (+11% YoY); core revenue $320.3M (+14% YoY) from subscription $68.2M and transaction fees $252.1M.
- GAAP net loss $11.6M ($0.11/sh) vs year-ago net income $31.8M; non-GAAP net income $58.7M ($0.50/sh) down from $68.6M.
- Business highlights: 488.6K businesses served; $79B payment volume (+11% YoY); 30M transactions (+16% YoY).
- Q4 FY25 guidance: core revenue $335-$345M (11-15% YoY); FY25 core revenue $1.29-$1.30B (15-16% YoY).
- Non-GAAP operating income Q3 $53.3M (down 9% YoY); guided Q4 non-GAAP op income $43-$48M; FY25 $226.2-$231.2M.