{"schema_version":"secwatch.filing_event.v1","accession":"0001788882-22-000009","form_type":"8-K","ticker":"ROOT","cik":"0001788882","company_name":"Root, Inc.","filed_at":"2022-01-27T23:59:59+00:00","discovered_at":"2026-05-14T18:04:08.220639+00:00","generated_at":"2026-06-27T15:02:41.432865+00:00","sec_items":["2.03","1.01","9.01","7.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Root, Inc. closes $300M term loan, net proceeds ~$285M","bullets":["Received $300M principal under Term Loan Agreement; net proceeds ~$285M after fees and expenses.","Borrower is subsidiary Caret Holdings, Inc.; loan dated January 26, 2022 and funded January 27, 2022.","Loan agreement previously filed as Exhibit 10.1 to prior 8-K on January 27, 2022."],"urls":{"canonical":"https://secwatch.observer/filing/0001788882-22-000009","json":"https://secwatch.observer/filing/0001788882-22-000009.json","markdown":"https://secwatch.observer/filing/0001788882-22-000009.md","text":"https://secwatch.observer/filing/0001788882-22-000009.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1788882/000178888222000009/0001788882-22-000009-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1788882/000178888222000009/root-20220127.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-27T15:02:41.432865+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}