Root reports FY 2025 net income of $40M; revenue up 29% to $1.5B; announces Toyota data partnership

Root, Inc.

2025-FY EPS reported $2.36 revenue$1,517,100,000

FY 2025 revenue $1.5B (+29% YoY); net income $40M (+$9M YoY); adjusted EBITDA $132M.
Q4 2025 gross premiums written $362M; gross premiums earned $377M; net income $5M.
Policies in force growth in Q4 more than doubled the pace of Q4 2024.
New data partnership with Toyota affiliate CAS: owners of connected Toyotas can share driving data for instant Root quote.
Latest pricing model increased estimated average customer LTV by 20%.

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