secwatch.observer — SEC 8-K summary
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Issuer:     Root, Inc. (ROOT)
CIK:        0001788882
Form:       8-K
Filed at:   2026-08-05T20:05:55+00:00
Accession:  0001788882-26-000060
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Root Q2 net income $25M (+15% YoY), revenue $389M, policies up 6% to 484K
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- Net income $25M (+15% YoY); adjusted EBITDA $44M (+16% YoY).
- Revenue $389M (+2% YoY); gross written premium $340M (-2% YoY).
- Policies in force 484K (+6% YoY); net combined ratio 92.1%.
- Repurchased >$20M shares under $75M authorization; refinanced $200M debt.
- Launched in New Jersey; partnership with Jerry; next-gen pricing model expected Q4.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1788882/000178888226000060/0001788882-26-000060-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1788882/000178888226000060/root-20260805.htm
  HTML page:      https://secwatch.observer/filing/0001788882-26-000060

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer